Analyzing the True Cost of Payment Processing Fees Across Small Business Verticals
Payment processing fees represent one of the largest controllable operating expenses for small businesses, yet many business owners lack a detailed understanding of what they actually pay. The effective processing rate, total fees divided by total volume, varies substantially across business verticals due to differences in interchange category qualification, average transaction size, card-present versus card-not-present mix, and processor markup structures. Analyzing these cost differentials reveals … Continue reading Analyzing the True Cost of Payment Processing Fees Across Small Business Verticals
